Please read this important information before submitting questions to "Ask an Expert"
You should consult with your attorney and/or accountant
before acting upon any information received as a response to your
question on "Ask an Expert".
"Ask an Expert" is intended to provide accurate and authoritative
information with regard to the subject matter covered. It is offered with
the understanding that neither the publisher nor the author is engaged in
rendering legal, accounting, investment or other professional advice or
services. Information obtained from this web-site, including e-mail
responses from "Ask an Expert" should be considered as general educational
information. You must never rely upon the advice given here. Your individual
situation may not fit the generalizations discussed. Only your attorney
or accountant can evaluate your individual situation and give you advice.
If legal advice, or other expert assistance is required,
the services of a competent professional person should be retained.
Our Company and our subsidiaries, affiliates, officers,
directors, agents, and employees, specifically disclaim any liability, loss
or risk, personal or otherwise, incurred as a consequence directly or indirectly
of the use and application of any information you obtain as a result of
your use of this site.
You agree to indemnify and hold us and our subsidiaries,
affiliates, officers, directors, agents, and employees, harmless from any
claim or demand, arising out of your use of any information you obtain from
this web site, links from this web site, or via e-mail in response to your
question posted on this web site or e-mailed to us.
No part of this web site or e-mails that you receive
from "Ask an Expert" may be reproduced in any form or by any means without